It’s a home that has not been previously occupied and is built by a developer or builder—either finished recently or still being built.

Surprise is known for newer master-planned communities, parks and recreation, and a steady stream of new home inventory and community amenities.

Yes. Many builders sell homes during the build process. You may also have the option to buy a “quick move-in” home that’s already underway.

Often, yes. Models commonly showcase premium finishes and upgrades. Ask for the standard features sheet and an upgrade price list.

Yes. The builder’s representative works for the builder. A buyer’s agent works for you—helping protect your pricing, contract terms, and timelines.

In most new construction transactions, the builder pays the buyer’s agent commission, so it typically does not increase your price.

Your agent can compare builders and neighborhoods, review contract language, negotiate incentives, and help keep inspection and warranty items on track.

Not necessarily. Lot premiums, structural options, and design choices can increase the final purchase price beyond the advertised base.

Common offers include closing cost credits, interest rate buy-downs, design studio allowances, and upgrade bundles—often tied to inventory and timing.

Deposits vary by builder and may be larger than a resale purchase. Always confirm when deposits become non-refundable and under what conditions.

No. You can use any lender. However, some incentives may only apply with the builder’s preferred lender—compare total costs and fees.

Many new homes take about 6–12 months depending on permitting, supply conditions, and the complexity of the plan and selections.

Yes. New doesn’t mean flawless. Many buyers choose a pre-drywall inspection and a final inspection before closing.

Builders typically include workmanship, systems, and structural coverage, but the timeframes and what’s excluded vary. Request the warranty booklet and claim process.

Yes, many new communities have HOAs. Review rules, dues, and restrictions (parking, rentals, landscaping, etc.) before you commit.

Often, yes. New homes are typically reassessed once construction is complete, which can increase the tax amount compared to estimates based on vacant land.

Sometimes. Certain areas may have additional district or development-related assessments. Confirm any extra fees in the community documents.